Payday loan paper typically carries a lower balance similar to DDA accounts and is a growing niche in the collection industry. Payday paper is best purchased either fresh or in earlier agency stages, and can have the added benefit of additional presentments on some fresh files. Presentment is the ability to take the debtors check or debit authorization and run it again prior to collection. Some payday lenders will sell their paper with this presentment option to increase the value at sale on fresh paper. Payday paper can be very affordable in the later agency stages for startup agencies, just make sure you are following a chain of title you trust.

Some sellers will prefer to list debt on open exchange and mass market, but many will only sell by private bid. Contact us today to find out what files are currently available through BuyingDebt.Org. To view a data file- download the NDA(non-disclosure agreement), fill it out and email or fax it back to me at (856) 997-9407. If you already have an NDA on file with me, email me or use one of the contact forms on this page to let me know what you would like to see.

Files can move quickly and information here will change often so check back periodically. Please contact me if you have questions or if you need any assistance with due diligence. When you are ready to submit a bid on a file, email me with the details of the selection file and pricing so I can present them to the seller.


The Non-Disclosure Agreement can be found here.


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